OFFICIAL CIRCULARS & DIRECTIVES
Official administrative mandates, regulatory guidelines, and statutory circulars issued by the Karnataka State Souharda Federal Cooperative Ltd.

EMPOWERING KARNATAKA'S NEW GENERATION OF COOPERATIVES
SOUHARDA: HARMONY IN COOPERATION
Based in Bengaluru, the capital city of Karnataka, KSSFCL is the regulatory and apex body for cooperatives registered under the Karnataka Souharda Sahakari Act, 1997. Unlike traditional cooperatives, "Souharda" cooperatives are designed to be more autonomous, self-reliant, and self-regulated.
Purpose: It acts as a statutory body to oversee, promote, and protect the interests of Souharda cooperatives in Karnataka. Membership is mandatory for any cooperative registered under the 1997 Act.
6,100+COOPERATIVES
₹77k Cr+TURNOVER
100%COMPLIANCE
✦ 2026 SERIES CIRCULARS ✦
01.
Circular regarding criteria to be considered and documents to be submitted when granting branch permissionRef: KSSF/CIR/2026/88 | Date: 24-Mar-2026
02.
Proposed guidelines regarding staff recruitment in Souharda CooperativesRef: KSSF/CIR/2026/88 | Date: 24-Mar-2026
03.
Guidelines regarding disqualification and/or co-option of Directors of Souharda CooperativesRef: KSSF/CIR/2026/88 | Date: 24-Mar-2026
04.
Circular on Financial Soundness Criteria & StandardsRef: KSSF/CIR/2026/88 | Date: 24-Mar-2026
